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Little claims situations are heard once per month at City Hall in South Ogden, a former frontier town nestled between

Hill Air Force Base as well as the Wasatch Mountains. For a sunny monday early morning in July, we strolled past black-and-white portraits of City Council people and paused right in front of the steel detector outside of the courtroom on the floor floor.

“Are you right here for tiny claims court?” a bailiff asked.

“You can sign in with her,” he stated, pointing at a makeshift section in a hallway while watching courtroom. “You probably won’t have to go in to look at judge.”

The person standing at a post that is high-top dining dining table a couple of legs from the wall surface decal that browse “Welcome towards the south Ogden City Kiosk” wasn't a court official.

She ended up being Valerie Stauffer, 44, a collections that are senior with Loans on the cheap. Reddish-brown locks tied up straight right back, the bespectacled Stauffer clutched a large number of beige and blue file files, one for every single borrower whoever situation had been regarding the docket that time. She then piled them into a foot-high stack on the dining dining table close to her automobile tips and phone.

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